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Unit 307, Cebu Holdings Center, Cebu Business Park, Cebu City, Philippines


BENEFICIAL LIFE INSURANCE CO., INC. (BENLIFE), a wholly Filipino-owned life insurance company, was established on March 16, 1960 with an authorized capitalization of P2.5 million. To date, its authorized capital stock has increased to over P500 million and total resources amounted to more than P4.0 billion.


With more than 50 years of experience in the market and over 7,000 Filipino stockholders as its owners, BENLIFE is considered one of the most formidable life insurance companies in the country today. Its diversified insurance products include, among others, whole life, endowment, limited pay plans, pension/educational plans, retirement and investment products, and renewable term/group insurance benefits, covering over 1.3 million policyholders under individual as well as institutional accounts.


Its twenty (20) regional offices and twenty-four (24) detached agency offices strategically located in key cities nationwide provide for a more effective and efficient delivery of service to existing and prospective clientele.


In July 1996, BENLIFE formed an alliance with Philippine National Bank (PNB) not only to strengthen its banking needs and mortgage redemption insurance programs but also to expand its horizon and cater to the growing needs of the Bancassurance business. However, on May 30, 2008, FMF Development Corporation and Merje Trading, Inc., the controlling stockholders of the company, re-acquired the 40% stake from PNB, thereby concentrating its resources within its familial roots.

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